Yes, Simba Car Hire typically offers various additional insurance options for corporate bookings to provide enhanced coverage and minimize financial risks. These options can be customized based on the company’s needs and the type of rental agreement. Here are some common additional insurance options:
1. Collision Damage Waiver (CDW):
What It Covers: CDW reduces the renter’s financial responsibility in the event of damage to the rental vehicle. With this waiver, the company will not be liable for the full cost of repairs if the vehicle is damaged during the rental period, although a deductible may still apply.
Benefit: Reduces the financial burden of repairs in case of accidents, covering most repair costs except for the deductible (excess).
2. Supplemental Liability Insurance (SLI):
What It Covers: SLI provides extra coverage beyond the basic liability insurance included in the rental. This covers damages or injury to third parties if the employee driving the rental vehicle causes an accident.
Benefit: Protects the company from potentially high costs associated with third-party claims, such as property damage or injury lawsuits.
3. Personal Accident Insurance (PAI):
What It Covers: PAI covers medical expenses for the driver and passengers in the event of an accident, regardless of fault. It may also provide compensation in case of accidental death or dismemberment.
Benefit: Ensures that employees and passengers have financial protection for medical expenses or injuries sustained during an accident.
4. Theft Protection (TP):
What It Covers: Theft protection covers the cost of the vehicle if it is stolen during the rental period. This may include protection against both the vehicle being stolen and damage caused by an attempted theft.
Benefit: Reduces the company's liability if the vehicle is stolen, typically requiring the company to pay only the excess (deductible).
5. Extended Roadside Assistance:
What It Covers: This option offers comprehensive roadside assistance services beyond basic coverage, including support for breakdowns, flat tires, battery issues, and lockouts.
Benefit: Provides peace of mind for businesses by ensuring help is available if the vehicle encounters any issues during the rental period, minimizing downtime.
6. Windshield and Tire Protection:
What It Covers: This option provides additional coverage for damage to the windshield, tires, or glass, which are often excluded from basic insurance plans.
Benefit: Protects the company from having to pay for windshield or tire repairs that occur during the rental period.
How to Add Additional Insurance:
To add these additional insurance options, corporate clients can discuss their specific needs with Simba’s corporate account team. The rental agreement can be customized to include these extra protections, ensuring that the business and its employees are fully covered in case of accidents, theft, or other incidents.
For detailed information about the specific additional insurance options offered by Simba, it’s best to contact their customer service or corporate rental department directly.
